Supportive loan finance to help people take control of their economic lives and create social benefit.
We exclusively serve the co-operative and social enterprise sector.
Over the last 40 years we’ve supported hundreds of businesses, from small community-led enterprises to large award-winning organisations. All of our funds are democratically owned and controlled by our members. We lend to those that practice the principles of co-operation, social ownership and sustainable development. Our rates are competitive and we don’t require personal guarantees.more about borrowing from us >>
A popular child care co-operative in Bristol has moved premises, bought new play equipment and improved its financial resilience with the help of a loan from Co-operative & Community Finance. Sparks Play & Care, which provides high quality and convenient out-of-school childcare for some 150 families in the Ashley Down area of north Bristol, reopened […]
Work is well underway on a £1.1m project to transform a row of seven empty Georgian houses in central Sheffield into a new community-owned centre for artists, designers and makers called The Roco. The Grade II listed buildings are being substantially redesigned to house galleries, workshops, studios, offices, events space, café/bar, terrace and roof garden. […]
Cornish community opens new village hub after receiving loans from Co-operative & Community Finance and The Co-operative Loan Fund. A group of locals from the Rame Peninsula in South East Cornwall came together to found The Peninsula Trust on 19 March 2014, with the aim of supporting their community. Exactly one year later, they are […]
News & Views
Before you start any application, make sure you have everything you might need at your fingertips; documents, contact details, photographs, promotional material, facts and figures. Preparation will make the process quicker and easier. Be sure to check out the organisation to which you are applying – check criteria, research what interests them, and follow any […]
Ethical finance groups work together Two long-established ethical finance organisations have agreed new arrangements that will make more money available to democratic enterprises in disadvantaged communities. Ecology Building Society has lent £500,000 to Co-operative & Community Finance, and under the terms of the government Community Investment Tax Relief (CITR) scheme this money will be used […]
How should co-operatives finance growth? It is one of the biggest questions facing co-operative businesses today. Not all co-operatives want to grow. But when they do – particularly when a co-operative wants to expand quickly – there is challenge. Congress 2015 is a step towards the UK co-operative sector providing its own answers to the […]